Professional insurance for instrument makers
Multi-risk and specific policy coverage

In order to meet everyone's expectations and specific requirements, we offer you several insurance solutions for complete coverage, depending on whether your activity requires commercial premises insurance, in addition to your equipment and musical instruments - regardless of whether they're on loan or not.

Multi-risk professional insurance

For those who wish to insure their entire business, we have negotiated a specific all-in-one policy that covers:

In your wokshop:
Coverage against fire, burglary, disappearance, breakage and water damage for

• Your wood and other raw materials
• Your instruments in the course of their manufacture or sale
• Instruments entrusted to you for repair, restoration, adjustment or deposit-sale
• Instruments that you lend for testing with a view to a sale or a show
• Your specific tools
• All your other property

Commercial occupier's liability as a tenant or owner

• Your professional public liability (goods entrusted, services after delivery)

Outside your workshop:
Coverage against fire, burglary, disappearance, breakage and water damage for

• Instruments loaned for testing with a view to a sale or an event, up to a limit of thirty days, unless otherwise agreed
• Instruments that you exhibit
• Instruments that you send out

Shipping insurance

We have developed a group policy that allows you to insure any instruments you ship against fire, theft with or without burglary, breakage and water damage worldwide, by any means of transport without excess.

The instruments are, therefore, covered regardless of their value, materials and age.

• Rate per shipment: 0.153 % including VAT
• Minimum premium: €13.72 including VAT

Tailored insurance

• For instrument makers who do not wish to take out a policy or who wish to have specific independent cover, we have negotiated with our partner companies to provide you with tailored solutions for:
  
• Instruments that you rent
• Instruments that you lend out for various occasions: concerts, trial periods, etc.
• Instruments that you exhibit
• Instruments that you transport for presentation, delivery, valuation, etc.